Pluxee Card: Real value on everyday spending
The only employee benefits card with automatic cashback. Real savings. Zero friction.
Watch how it works
Financial wellbeing is the #1 priority for your people. With 81% of UK employees feeling the squeeze from rising costs, generic perks and expired vouchers don't cut it anymore.
The Pluxee Card is different. It's the only digital payment solution that delivers automatic cashback on everyday essentials, including groceries at major supermarkets. No codes to hunt for. No claims to file. Just tap your card and earn.
Convert your benefits investment into predictable financial relief and measurable engagement. Give your people support that actually works, every single day.
The old way vs. the way that actually works
Benefit programmes fail because they introduce friction. Pluxee eliminates every barrier between your people and real value.
The old way
Vouchers & codes: Search, print, or enter codes that often expire before you can use them. According to studies, £millions in employee benefits go unused annually due to expiration and complexity.
Limited acceptance: Benefits only work at obscure retailers you'd never normally visit. Or require minimum spends you don't want to make.
Delayed value: Savings require claims, approvals, or weeks for delivery. By the time rewards arrive, the moment has passed.
Expired unused: You've been there—find a code for 10% off, but it expired yesterday. Or excludes exactly what you wanted. Or requires £50 minimum spend.
The Pluxee way
Automatic cashback: Simply tap the Pluxee Card (or use Apple Pay/Google Pay) and cashback earnings apply automatically. Every single time. No exceptions.
Works where you shop: Accepted everywhere Visa prepaid is taken worldwide. Automatic cashback at 80+ major UK retailers including Tesco, Sainsbury's, Asda, and Morrisons. That's groceries, fashion, dining—the places your people actually spend.
Always active: Cashback works automatically, every day, at every eligible retailer. No expiry dates. No minimum spend requirements.
£300+ average employee cashback
On everyday spending
£1,200+ annual savings
Active users can reach this annual savings when combining cashback with discounts and salary sacrifice schemes
Every transaction
Automatically generates savings—no effort required
Real employees. Real savings. Real stories.
60% of UK workers
rank discounts and cashback among their most-valued benefits
6X higher engagement
on integrated platforms vs. fragmented voucher systems
Adoption rates of 70%+
compared to 40% industry average for traditional programmes
How the card connects everything
One card. Three powerful uses. Unified value.
Recognition & rewards fulfillment
Recognition & rewards fulfillment
The Pluxee Card gives you another way to reward employees. You could add points to their app that they can convert to a voucher, or you could add funds to their Pluxee Card, which will grow with cashback.
The difference it makes: Recognition that arrives in real time feels like genuine appreciation. When you reward via the Pluxee Card, the funds simply land in their account. Rewards that require three weeks and a claim form feel like admin. Your people know the difference—and so does your culture.
Example flow:
→ Manager sends a £500 card-load request
→ Pluxee actions the request within one working day
→ One hour after loading the funds, the employee receives an email
→ They have an extra £500 to spend!→ Spent at lunch...
→ Cashback applied automatically
→ Cashback earnings grow and so does the value of your reward
Incentives and allowances
Flexible delivery for every use case.
Load cash rewards, bonuses, commissions, wellness allowances, or long-service awards directly onto cards. Vary the amount and schedule to meet your needs. The cashback opportunity stretches every pound you invest even further.
Employer control: Set spending limits by employee, department, or company-wide. Choose one-time loads or recurring allowances. Your budget, your rules, delivered through one simple system.
Use cases we see:
- Monthly wellbeing allowances (£50-£150)
- Performance bonuses paid instantly
- Long-service awards with immediate access
- Project completion incentives
- Team celebration funds
Personal spending & top-ups
Empower your people to save more.
Employees can top up their cards with personal funds and benefit from the same cashback opportunities on their own spending. The card works worldwide wherever Visa prepaid is accepted—not just for employer-funded benefits, but for everyday life.
The compounding effect: Every cashback pound earned can generate more cashback when spent. That's how employees reach £1,200+ in annual savings. The value compounds automatically.
Global acceptance: Your people don't stop needing benefits when they travel. The Pluxee Card works in 150+ countries. Business trip to Dublin? Weekend in Barcelona? Holiday in Ibiza? Savings travel with them.
More than a card. A retention and efficiency engine.
The strategic benefits for HR leaders
Choosing the Pluxee Card is a strategic move that addresses talent challenges, reduces admin burden, and delivers measurable ROI.
Speed to impact
Virtual cards deploy in one week. Employees start saving immediately. Bespoke physical cards available within four weeks. Time to value measured in days, not months.
Retention tool
#1 concern. When people feel financially stable, they stay. Replace one mid-level employee? That's £30,000. The Pluxee Card costs a fraction of that.
Adoption & usage
Zero friction means 70%+ adoption vs. 40% industry average. Benefits people actually use deliver actual value. Unused benefits are wasted budget.
Control & visibility
Real-time dashboards show exactly how employees engage. Which retailers they prefer. Average savings per person. Cashback generated. ROI tracking that proves the investment is working.
Simplified administration
One card replaces multiple voucher programmes and reward delivery mechanisms. Your team spends 75% less time on benefits admin. That's hours back every week for strategic work.
Format options
- Virtual card (instant deployment, integrated with Apple Pay/Google Pay)
- Physical card (95% recycled plastic, contactless, arrives within 4 weeks)
- Flexible formats for your employees needs
Technical specs
- Reloadable Visa prepaid card
- Contactless payment enabled
- Works in-store and online globally
- Lost card replacement with automatic balance transfer
Security & trust
- Visa prepaid security standards
- Instant card freeze via mobile app
- FCA regulated, FSCS protected
- Zero liability for fraudulent transactions
- UK-based customer support team
ESG alignment
- Physical cards made from 95% recycled plastic
- Digital-first reduces environmental impact
- Boost sustainability commitments while supporting your people
FAQs
Do employees need a credit check for a Pluxee Card?
No, we simply require identity verification for our customers and cardholders via either a KYB or KYC check. Although this isn’t a credit check and wouldn’t leave a visible footprint on an employee’s credit file it could leave a record that identity verification has taken place.
Can Pluxee Cards only be used at participating retailers?
No! Whilst we would encourage employees to use the virtual card in one of the 80+ retailers, including some of the biggest UK retailer brands, employees can spend their funds anywhere that accepts Visa prepaid cards in-store and online using Apple Pay or Google Pay.
Do I have to set up the cashback feature with the Pluxee Card?
You don’t have to allow the cashback feature and can stick to employer top-ups only. Just remember that the beauty of the Pluxee Card is the fact that it can stretch your rewards budget further when employees earn cashback and is an effective financial wellbeing benefit.