Product

Are loyalty cards worth it?

When a loyalty card delivers real value and meaningful member perks, then yes, they are worth it. 

Will the platform integrate with my company’s existing HR software?

Our experts will work with you to understand your current HR software and create a tailored solution to integrate our platform seamlessly.

How does the benefits platform save employees or members money?

Pluxee helps employees and members save through discounts, cashback programs, and financial wellness tools. These include cashback-earning cards, online discount platforms, salary sacrifice schemes, and budgeting apps designed to help users manage their finances more effectively.

How does the benefits platform save our business money?

We help employers save money by providing cost-effective benefits that improve employee engagement, retention, and productivity—ultimately reducing recruitment costs and absenteeism. This is achieved through mechanisms like salary sacrifice schemes, employee discount programs, and tax and National Insurance savings.

What is an employee recognition platform?

An employee recognition platform is a tool that helps businesses acknowledge and celebrate employee achievements, fostering a positive workplace culture.

Is my personal information secure?

Yes, we prioritise the security of all personal data on our platforms. We follow strict privacy protocols, comply with all relevant data protection laws, and ensure that employee information is handled securely and confidentially.

Can I decide what solutions are added to the platform?

Yes, you can choose the solutions that best fit your business. Our team can guide you through the options on a free demo call, or you can explore them on our solutions page.

How do I know which benefits would be best for my business?

We offer a wide range of benefits that can be added to your bespoke platform. To find out more, you can speak to an expert by booking a demo or visiting our solutions page for details.

Can my business design the platform to match our branding?

Yes, we offer the option to customise the platform to reflect your company’s branding.

What is salary sacrifice and how is it applied?

Salary sacrifice occurs when you agree to give up part of your salary for an agreed period of time in exchange for a non-cash benefit, such as the supply of home and tech equipment. As salary sacrifice is taken from gross salary (before tax) rather than net pay, you will not initially pay any tax or National Insurance on the salary sacrifice amount.

However, the provision of the equipment is a taxable Benefit In Kind (BIK) that needs to be reported to HMRC on a P11D benefits form at the end of the tax year. A P11D form is used by employers to report any employee expenses, Payments and Benefits to HMRC, e.g. technology equipment, company car and private health insurance. Therefore, HMRC will recover the tax due, in arrears, via a change in your tax code the following tax year (April 6th – April 5th), you will still benefit from an NIC saving; up to 8% for basic rate taxpayers and 2% for higher rate taxpayers.  

How does this support employers?

With businesses and stakeholders increasingly aligning business objectives to carbon reduction plans and sustainability goals, this benefit ticks a lot of boxes. In addition to great savings and supporting financial wellbeing, the benefit helps to reduce e-waste and supports the growing circular economy. 

The benefit also aligns to CSR and ESG initiatives and messaging by providing a platform to promote sustainable procurement and encouraging tech recycling. This ultimately aims to slow down brand-new device production and the mining of raw materials. A phase which generates approximately 70% of the carbon emissions produced throughout a device’s lifecycle.

What happens if an employee leaves the company during the benefit plan year?

If an employee leaves during the agreement, the balance of the payment for their device(s) should be deducted from your final net pay (without NI savings).

Can we see the environmental impact?

Yes, you will be provided an online employer dashboard that tracks both savings, and the environmental impact of buying refurbished and recycling devices. Highlighting the impact of the benefit for stakeholders that are looking to encourage sustainability throughout the workforce.

Is there an administration fee?

There is no administration fee to pay.

Why consider a NET Pay Scheme?

The benefit can also be run on a NET pay basis. Whilst this approach doesn't provide NI savings, it removes the need to complete a P11D process.

How much can be saved?

Employees can save up to 60% vs buying brand-new. In addition, all prices for buying, selling and repairs are benchmarked vs leading retailers to ensure they are highly competitive at all times.

What products are on offer?

Smartphones, Tablets, Computers, Smart Tech, Games Consoles across all leading brands.

What is the Refurbished Tech benefit?

The benefit provides a trusted platform for employees to purchase refurbished devices, trade-in or recycle old tech, or repair devices to prolong their life cycle.

What happens to an employee’s salary sacrifice scheme if they leave their job?

The terms differ per scheme. With Cycle to Work, the employer would take any outstanding repayment from the final salary payment, and Scheme Protect is available to alleviate employer risk. With Green Cars, the agreement is between the employee and the leasing company, who can assess the available options.

Are your salary sacrifice schemes available to all employees?

We fully manage our schemes to ensure they’re HMRC-compliant and inclusive to all employees. However, we cannot offer the scheme to employees if the repayments reduce their salary to below the minimum wage.